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A Leader in College Savings, Two Years Running!

The NJBEST 529 College Savings Plan has been awarded the prestigious 'Top of the Class' designation by Saving for College for two consecutive years—2024 and 2025. This national honor recognizes our unwavering commitment to providing New Jersey families with an outstanding, high-value plan to help them achieve their education goals.²

Open an Account

Manage Your Account

What type of saver are you?

People have different approaches to saving for education. NJBEST offers a variety of solutions to help meet your needs.

Take Small Steps

So you want to open a 529 savings account, but you aren’t able to contribute a large sum of money. That’s ok. The most important step is simply getting started.

The First (Small) Step

Strategic Planner

You know that college is important. You also know it can be expensive. How much do you need to save? Let’s make a plan.

Let’s Make a Plan

Ready for a Change

Already saving with another 529 plan? NJBEST offers tools and resources designed particularly for New Jersey families like yours.

Insights

Resources

Forms Library

Looking for a specific form?

Calculators & Tools

Take a look at some of the tools we have to help you with you education savings strategy.

Ugift^®

Ugift^® is an easy, free-to-use service that lets 529 plan account owners encourage family and friends to celebrate children's milestones with the gift of college savings.¹

Important Information

Ugift^® is an optional service, is separate from the Plan, and is not affiliated with HESAA, the Program Manager or any affiliate thereof. For more information on Ugift^®, visit www.ugift529.com.
Source: Saving For College, awarded in September 2024 and 2025. The factors Saving For College uses to examine and score each 529 plan are grouped into four categories: Performance, Ease of Use, Savings Success, and Program Delivery. A plan's four individual category scores are computed on a scale of 1 to 5 and carried out to two decimal places as displayed on the Plan Details page. The overall 529 Rating is a weighted average of these four category scores. In all of these categories, objective criteria have been established with which to compare plans, often using numerical data as the basis to evaluate a factor's score. For additional details, please refer to the official award website: https://www.savingforcollege.com/529-plan-ratings/criteria. Franklin Templeton did not pay an entry fee for the award.

Investors should carefully consider plan investment goals, risks, charges and expenses before investing. To obtain the Program Description, which contains this and other information, call Franklin Distributors, LLC, the manager and underwriter for the plan, at (877) 4NJ-BEST. You should read the Program Description carefully before investing and consider whether your or the beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in its qualified tuition program.

The Program and its associated persons make no representations regarding the suitability of the Program’s investment portfolios for any particular investor. This material is intended to be of general interest only and should not be construed as individual investment advice or a recommendation by Franklin Distributors, LLC. Other types of investments and other types of education savings vehicles may be more appropriate depending on your personal circumstances.

NJBEST New Jersey's 529 College Savings Plan is offered and administered by the New Jersey Higher Education Student Assistance Authority (HESAA); managed and distributed by Franklin Distributors, LLC, an affiliate of Franklin Resources, Inc., which operates as Franklin Templeton.

Investments in NJBEST are not insured by the FDIC or any other government agency and are not deposits or other obligations of any depository institution. Investments are not guaranteed by the State of New Jersey, Franklin Distributors, LLC, Franklin Templeton, or its affiliates and are subject to risks, including loss of principal amount invested. Investing in the plan does not guarantee admission to any particular primary, secondary school or college, or sufficient funds for primary, secondary school or college.

This material is being provided for general informational and educational purposes and should not be considered or relied upon as legal, tax or investment advice or an investment recommendation, or as a substitute for legal or tax counsel and provided for educational and informational purposes only. Franklin Templeton does not provide legal or tax advice. Federal and state laws and regulations are complex and subject to change, which can materially impact your results. Franklin Templeton cannot guarantee that such information is accurate, complete or timely; and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information.

© 2025. Franklin Distributors, LLC. Member FINRA/SIPC.